Standards Guide · Updated October 2026

NIST Password Guidelines in Plain English

What the current NIST password rules say, how they differ from the old advice, and what to do about them.

Short answer: NIST SP 800-63B-4 (final, August 2025) requires services to demand at least 15 characters for passwords used alone, forbids character-type rules and scheduled password changes, and requires checking new passwords against a blocklist of common and breached ones. In short: long, unique and unpredictable beats complicated.

What Is NIST SP 800-63B-4?

NIST, the US National Institute of Standards and Technology, publishes the Digital Identity Guidelines. Part B, SP 800-63B, covers how services should handle authentication, including passwords. The current version, SP 800-63B-4, is marked final and was published on 26 August 2025.

The document is written for organisations that run sign-in systems, and it is mandatory for US federal systems. It is also widely used as a benchmark by everyone else, which is why its password rules matter to you as a user: they show what good security practice looks like.

The Password Rules at a Glance

The table summarises the requirements for passwords (which NIST calls memorized secrets) in section 3.1.1.2. "Must" and "must not" correspond to NIST's SHALL and SHALL NOT, and "should" to its SHOULD.

Key password requirements in NIST SP 800-63B-4, section 3.1.1.2
TopicWhat NIST saysWhat it means in practice
Minimum lengthMust be at least 15 characters when the password is the only factor. May be as short as 8 when used as part of multi-factor authentication.Length is the main requirement. A 16-character random password clears the bar.
Maximum lengthShould allow at least 64 characters.Sites should not cap long passwords or passphrases.
Composition rulesMust not require mixtures of character types.No more "one capital, one symbol" rules.
Forced changesMust not require periodic changes, but must force a change if there is evidence the password is compromised.Change a password when there is a reason, not on a calendar.
BlocklistMust compare new passwords against a list of commonly used, expected or compromised passwords, including breach corpuses, dictionary words and context-specific words.Services should reject common passwords such as 123456.
Password managers and pasteMust allow password managers and autofill. Should permit pasting.Blocking paste harms security. Use a manager.
CharactersShould accept all printing ASCII characters and the space character, and should accept Unicode.Spaces make passphrases possible.
Hints and security questionsMust not allow stored password hints and must not use knowledge-based authentication.Questions like "your first pet's name" are not acceptable.
Rate limitingMust limit the number of failed authentication attempts.Slows online guessing.

What Has Changed

Earlier versions of the guidelines already discouraged forced password changes and character-type rules, and set a minimum length of 8. The 2025 revision makes these firm: composition rules and periodic changes are now prohibited, and the minimum is 15 characters when a password stands alone. The shift reflects a simple idea. Length and unpredictability protect an account, while rules that push people toward patterns like Password1! do not.

What It Means for You

What It Means for Site Owners

If you run a service with sign-in, the guidelines point to a clear checklist: remove composition rules and forced expiry, allow long passwords and paste, accept spaces and Unicode, screen new passwords against a blocklist of breached and common passwords, drop security questions and password hints, and rate-limit failed attempts. Store passwords as salted hashes made with a slow algorithm. The wider guidelines also cover stronger options such as multi-factor authentication. For users, passkeys are one such option.

Limits of This Summary

This page is a plain-English summary of one section of a long standard, and it is not compliance advice. The guidelines include many more requirements, such as how verifiers store and process secrets and how the different assurance levels apply. If you need to meet the standard, read the official text, linked below.

Sources

Frequently Asked Questions

Under SP 800-63B-4, a password used as the only authentication factor must be at least 15 characters. A password used only as part of multi-factor authentication may be shorter but must be at least 8.

No. The guidelines prohibit services from imposing composition rules such as requiring a mix of character types. Length and a blocklist check matter more.

NIST says services must not require periodic password changes. A change should be forced only if there is evidence that the password has been compromised.

Yes. NIST says verifiers should accept all printing ASCII characters and the space character, and should accept Unicode characters. That makes long passphrases practical.

The guidelines are written for organisations that run authentication systems and are mandatory for US federal systems. For individuals they are a useful benchmark: choose long, unique, hard-to-guess passwords and use a password manager.

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